A man was killed in an accident in Hubei bought thousands of insurance but was 11 company exclusions www.s9797s.com


A man was killed in an accident in Hubei bought thousands of insurance but was 11 company exclusions this time, Xiao Li lived in Jingmen the mood is very sad, it is a family event, her father died shortly before the accident, but she is angry, his father to buy multiple copies of life accident insurance now, not a penny for the claim. It is understood that Xiao Li father’s insurance amount is as high as about 10000000. Xiao Li couldn’t believe it. A few days ago, father was good. How did he suddenly lie in the cold funeral parlour? What happened to father Zhou Hua? "My brother lost contact with us in June 1st. In June 3rd, the public security organs contacted me, saying that my brother had something wrong with him." Zhou Hua’s brother said. According to the local police investigation, Zhou Hua drove into the pond that night, only three days later was found, drowning, suffocation, death. While preparing for cremation, Zhou Hua’s brother suddenly thought of a very important thing. No one would have thought that this was the case that shook the entire insurance industry in Jingmen. "All bought insurance, must report; after the report, the insurance company all went, because our family all know that my brother bought insurance, and our entire family to buy insurance."." Zhou Hua’s brother said. Because Zhou Huasheng bought a lot of life accident insurance before, his insurance amount will be millions. In the funeral home, Zhou Hua’s family also asked the insurance company staff, whether the deceased can be paid, and cremation. As long as my brother had no toxic driving, drunk driving record, the insurance company can pay, can be cremated." Zhou Hua’s brother said. After the insurance company personnel can be cremated statement, Zhou Hua’s family quickly formalities, ready for cremation. May at this point, the police put forward another opinion. "Police officers said that the corpse is not moving, need to do autopsy. In fact, I also understand what they mean, that is, my brother is a disease caused death." Zhou Hua’s brother said. "My father had been in good health all his life. For decades, my dad got up at five or six every day, and everyone around him knew it." Zhou Hua’s daughter said. Xiao Li has shown his father Zhou Huasheng before the blood donation certificate to the reporter, in order to show his father’s body is safe, and is a loving person. This side of the public security organs are on the Zhou Hua autopsy, and the other side, Zhou Hua’s family is with the insurance company on the issue of the deceased payment round after another confrontation. "The insurance company suspected my brother pianbao." Zhou Hua’s brother said. "Zhou Hua himself purchased insurance involving 11 insurance companies, a total of 22 insurance, the total amount of about 10 million 970 thousand yuan."." 11 insurance companies, 22 insurance policies, 10 million of the amount of payment, individual purchase of so many insurance, at the very beginning, it sounds like a question. According to Zhou Hua’s personal insurance situation, his family and their relatives feel that Zhou Huasheng’s previous move is extremely normal. "We combed with him, his first insurance started in 09 years, the type of insurance is not purely accidental injury. Including his usual purchase of insurance cards, small, out of a few hundred dollars, his insured amount in 60 thousand ~.

湖北一男子意外身亡 买了千万保险却遭11家公司拒赔这段时间,家住在荆门的晓丽心情非常的悲痛,家里出了大事,她的父亲在不久前的交通事故中身亡了,而更让她气愤的是,父亲生前购买了多份人生意外保险,如今没换来一分钱的理赔。据了解,晓丽父亲的保险金额高达1000多万。晓丽怎么也不敢相信,前几天父亲还好好的,怎么就突然之前躺进了冰冷的殡仪馆里,在父亲周华身上到底发生了什么呢?“我哥是6月1号就跟我们失去了联系,6月3号的时候公安机关就联系我,说我哥出了事。”周华的弟弟说。据当地警方调查,周华当天晚上驾车冲入水塘,三天后才被人发现,属于溺水窒息死亡。就在大家准备火化遗体的时候,周华的弟弟突然想到一个非常重要的事情。谁也不会想到,就是这件事,让荆门市当地整个保险业都震动。“都买了保险,肯定要报案;报案之后,保险公司也全部去了,因为我们全家都知道我哥买了保险,并且我们整个家族都买保险。”周华的弟弟说。因为周华生前购买了大量的人生意外保险,他的保额自然会有几百万。在殡仪馆,周华的家人也询问过保险公司的工作人员,死者是否可以赔付,并实施火化。“只要我哥哥生前没有毒驾,酒驾的记录,保险公司就可以赔,可以火化。”周华的弟弟说。在得到了保险公司人员可以火化的说法后,周华的家属就赶紧办理手续,准备火化。可就在这个节骨眼上,办案民警提出了另外的意见。“办案民警说这个人尸体现在不能动,需要做尸体解剖。其实我也很明白他们是什么意思,就是怕我哥是疾病引起的死亡。”周华弟弟说。“我爸生前身体素质一直特别好,几十年来我爸爸每天五六点起来跑步,住在这周围的人都知道。”周华女儿说。晓丽给记者出示了父亲周华生前的献血证书,以此说明父亲生前身体无恙,并且是个有爱心的人。这边公安机关正在对周华进行尸检,而另一边,周华的家属却在跟保险公司关于死者赔付问题进行一轮又一轮的交锋。“保险公司就怀疑我哥骗保。”周华的弟弟说。“周华本人购买的保险涉及到11家保险公司,总共22份保险,金额总共大约是1097万元。”11家保险公司,22份保单,1000万的赔付金额,个人购买这么多保险,乍听起来,让人产生疑问。可从周华的个人投保情况来看,其家人及其亲属觉得周华生前的举动是极其正常的。“我们跟他梳理了一下,他最早的一份保险是从09年开始的,保险的种类不都是单纯的意外伤害。包括他平时会购买保险卡,小额的,出个几百块钱,他的保额在6万~10万之间。”据了解,55岁的周华常年在外承接工程,身前并无多少外债,也许是内心那份对亲人责任与关爱,也许是保险意识强,周华不仅是自己购买了许多保险,也常年把保险单作为礼物赠送给亲戚和晚辈。“我们家所有人都有保险,都是一个人有很多份,全是我爸给我们买的。”周华的女儿说。58份保险中,有22份是周华的个人保险,而他的意外身故一旦赔付到位,他的家人会得到1000万的赔付金额,可事情过去了四个多月,与之办理保险的几家公司却做出了拒绝赔付的决定。据了解,11家涉案的保险公司,7家拒绝赔付,另外4家还在观望之中。而他们就此事件也通过了荆门市保险行业协会向警方报了案。市公安成了专办,把周华生前联系过的人都查了一遍。让周家人很不满的是,虽然公安机关做出了不能认定周华涉嫌保险诈骗的说明,可是多家保险公司做出了拒赔的决定,拒绝理由多为事故成因不清、意外证据不充分。随后,湖北经视的记者前去保险公司采访,经过交涉,该公司并不能出具拒绝的原因。而在其他几家公司,记者遭到的待遇同样是拒绝采访。记者两次来到荆门市保险协会,可并没有采访到相关负责人,对于周华案的问题,工作人员一律拒绝回答。第二天早上,记者拨通了荆门市保险协会副秘书长的电话,负责人表示协会是一个自立投资成立的,无权干预各个公司的自主经营的行为,公司有他们的工作流程,赔与不赔协会是无权干预的。周家人认为这位负责人并没有说实情,周家代理律师出示了一张签到表,这张表是在荆门市保险协会办公桌上拍到的,该表左上方特地规定了周华案件研讨会,地点就在保险协会会议室。而从一家保险公司负责人的口中得到的信息,似乎也印证了周家人的说法。在周华车祸的现场,记者看到公路与水塘之间,有一片开阔的天地,警方的勘测报告中显示数值是17米左右。从现有的证据来看,交警出具的证明能够证实周华的身亡是一个典型的交通意外,从公安机关出具的涉嫌保险诈骗不予立案的通知书来看,周华不存在自杀骗保的行为。多家保险公司抱团拒赔,这在保险业界并不多见。目前,周家已经起诉了这11家保险公司中的一家,最终此案如何,我们也会继续跟踪报道。相关的主题文章: